In case of a car accident

...the efficiency of the compensation system in another EU member State is confirmed!

The fourth Motor Directive (2000/26/CE) has established a new indemnification system for the victims of car accidents in another member State. The objective of this guideline is to facilitate this settlement of claims, requiring the insurance companies to designate representatives in charge of the damage settlements in each of the other member States.

 

Illustration: A French consumer suffered a car accident in Germany, provoked by a driver insured in Germany. Instead of having to directly contact the opposing insurer in Germany with all the difficulties that this implies, this French consumer can from now on speak in his own language to the representative of the German insurance company in France.

The idea is good and a recent European Commission report just confirmed that the system provides efficient mechanisms for setting claims in respect of such accidents. This report shows that the insurance companies in most cases respect the delay of three months that was fixed in the guideline to address a reasoned reply to a compensation request.

To continue reading on the same subject:
Car accidents in another country of the European Union: some useful information