Termination of your insurance contracts
Concerning the insurance for your house or flat, you have to inform your insurer by registered letter that you are moving. The article L113-16 of the code of insurances foresees that in case of change of residence or of profession, it is possible to cancel such a contract. The insurer should have to pay off the part of the premium or subscription corresponding to the period from which you do not occupy your flat any more.
If you pay your insurance monthly, payments will stop following the month after you have left (the same applies for your car insurance).
In every case, do not forget to inform your insurer within three months that you are leaving.
Otherwise you will not be able to cancel the contract anymore. And do not forget to join all the relevant documents to your letter. As soon as the insurer gets your complete file, the termination will come into effect 1 month after you have informed your insurer.
The insurer can not ask you for the payment of a compensation for the early dissolution of the contract.
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